Home Purchase Loans

Buying a home is one of the biggest financial decisions you'll ever make. At Sonic Loans, we're here to make the process as smooth as possible with competitive rates and personalized service.

Purchase Loan Options

FHA Loans

FHA loans are backed by the Federal Housing Administration and are ideal for first-time homebuyers or those with less-than-perfect credit. Benefits include down payments as low as 3.5% and flexible credit requirements.

VA Loans

If you're a veteran, active-duty service member, or eligible surviving spouse, you may qualify for a VA loan with zero down payment and no private mortgage insurance required.

Conventional Loans

Conventional loans offer competitive rates for borrowers with good credit scores. Down payments can be as low as 3% for qualified buyers.

Get Pre-Approved Today

A mortgage pre-approval gives you a clear picture of what you can afford and shows sellers you're a serious buyer. Contact Sonic Loans at (313) 488-4888 to start your pre-approval process.